Best Cash Back Credit Cards Online 2020

Bank of America® Cash Rewards credit card

The Bank of America card offers a $200 reward bonus on spending a $1000 after 3 months of opening the account, which is a nice initiative to make people use their services.

As an addition, the reward credit card offers you a 3% back offer at gas stations monthly. You can even get back 2% at grocery stores. Nevertheless, The rewards given by this card is relatively less compared to others.

Chase Freedom Unlimited®

This card has many advantages like it offers a 1.5% cashback on as many purchases you’ve done. Other than that, it can even be combined and utilized with the Chase Sapphire card in which you can get benefited from the travel boost the cards offer through the Ultimate Rewards portal. However, It might be not your best option for travel purposes as it has a 3% foreign transaction fee every time you use it.

Discover it® Cash Back

If you’re a fan of working towards the reward card system, this card is the one for you. You have the opportunity to earn $600 as rewards a year, by earning 5% back on selected categories of up to $1500 in purchases every quarter.

 You can also receive free Social Security number alerts, a special feature of Discover cards. However, while being in completion, this card is not accepted at a few places abroad, as well as has no sign-up bonus.

Capital One® Quicksilver® Cash Rewards Credit Card

To straight rewards, to waived fees. This card is a good choice. It has signed up bonuses and ongoing rewards of 1.5% on purchases.

One of the other features this card has to offer is you won’t have to choose between APR and rewards card separately, as this one card has it all, but the sign-up bonus is not amongst the highest and it isn’t requiring for those whose credit history is not the best.

Citi® Double Cash Card

This double cash exclusive ongoing reward pays 1% back when you purchase as well as 1% back when you pay the bill, beating its competitors. This card is excellent in a number of ways, from its constant rewards as well as balance transfer offer. However, No sign-up bonus included.



Capital One® SavorOne® Cash Rewards Credit Card

This credit card has an annual-fee that far beats the entertainment and dining rewards of the SavorOne card. It offers 3% cashback on dining and entertainment, 2% back on grocery, 1% on all other purchases. It can even be used abroad due to no foreign transaction fee but includes no Sign-up bonus and cashback rate are lower than the original savor card.

Wells Fargo Propel American Express® card

This card includes the 3X point bonus on travel, dining, and gas station purchases, which helps you collect points. It has a sign-up bonus of 20.000 points if you spend $1000 in 90 days, which is amazing without paying an annual fee.

The redemption options include statement cards, cashback, travel, etc. No transaction fee included too, making it a smart choice for travelers. However, it doesn’t let transfer points to hotels or travel cards.

Blue Cash Preferred®Card from American Express

Blue Cash offers its customers 6% of cashback i.e. $6000 on an annual basis and 1% otherwise. The cashback categories include 6% on US streaming sites like Netflix, Hulu, and Spotify, and 3% on transit which includes taxis share, buses, parking, etc. taxis/rideshare, parking, buses and more.

It even offers an unprecedented 6% cash back at the US supermarkets. The card, however, requires an annual fee that is not waived off even the first year.

Wells Fargo Cash Wise Visa® card

The Wells Fargo Cash Wise is amongst the very few cards that offer full cellphone protection, in this case, it’s up to $600 for any covered damage or theft when you pay the monthly bill of your phone with this card.

This card’s sign up bonus is pretty competitive, it comes with the 1.5% cashback with all purchases, and even offers a higher cashback rate of 1.8% on qualified digitized wallet purchases. There’s no kind of hassle related to quarterly sign-ups or changing categories as well. In comparison though, Other cards offer a better cashback rate on daily purchases, such as Blue Cash, etc.

Blue Cash Everyday® Card from American Express

Hands down the best credit card for families. You receive 2% cash back at US gas stations, making it an excellent option for a daily commute of house chores such as dropping children, etc. No annual fee comes along with this card; however, it doesn’t have the heightened grouping features of the Blue Cash Preferred.